TITLE
"A Model of Personal Automobile Insurance Shopping Intentions (PAPSI)," Journal of Insurance Issues, Barry E. Langford and Louis M. Capella. October 1994, Vol. XVII, No. 2, pp. 1-22.

ABSTRACT
This research employs factor and multiple regression analyses to develop the Personal Automobile Policy Shopping Intentions Model (PAPSI). Extant research is combined with the results of nine nominal grouping sessions to produce 82 independent variables for this investigation of their relationships with the near-term shopping intentions of standard personal automobile (PAP) insureds. It is concluded that a some of PAP insureds’ variance in shopping intentions can be explained by the variables that entered the PAPSI equation.