TITLE
"Life Insurance Companies Investment Policies and Factors Influencing Their Investment Decisions," Journal of Insurance Issues and Practices, Vol. VII, No. 1: 71-81.

ABSTRACT
Life insurance companies (LICs), mainly through the level premium process of whole life insurance policies, have been able to accumulate large sums of funds, making them one of the primary suppliers of capital. However, their role within the financial institutions sector, is declining. The article is concerned with the study of the investment policies and preference of U.S. legal reserve life insurers determines whether they anticipate changes in their investment portfolios, and identifies the factors influencing their investment decision-making process.